17/07/2026
CREDIT CARD REFUNDS OF £1200 & ENERGY BILL REFUND OF £6900
I had a 121 Zoom call with Karim, in Brighton, yesterday lunchtime and by 7pm, he’d had two separate credit card refunds of £535 and £700. I think that’s the quickest I’ve ever seen anyone obtain refunds after we’ve had a call. Very well played, mate. 👏
Also, a well done to Jo, who I met at the Bedford event recently. She managed to get nearly £7000 refunded, on payments to energy broker EON, last week. I was too busy festival-hopping to post it. Nice one, girl. 👏
Once you understand that these bills are ALL paid in error and that there’s no contracts between you and a credit card company (or for a loan, phone, mortgage etc.), the rest of it is easy.
But you must learn to think.
An agreement isn’t a contract.
A statutory liability isn’t a contract, or even an agreement.
Know the difference between all three.
I’ve been doing talks and teaching this stuff for over 5 years now, and in that time, a collective of us - who’ve had enough of bill, taxes and fines, in the UK - have managed to not only stop paying all those things, but we’ve also claimed refunds on anything we’ve paid previously, after reaching a state of enlightenment. We’re now on £5,510,664.98 in refunds.
(Next week is the last week for Zooms for a few weeks.
The next event is in Brentwood, Essex in September.)
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