Ricky B. To- SunLife License Financial Advisor

10/01/2022

📣𝐖𝐡𝐲 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐢𝐬 𝐈𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭?🤔

One the primary reason why people get Insurance is to help ensure their loved ones won’t face financial hardships when they pass away unexpectedly.😌

You see, your insurance is not just for you.😲

Para to sa pamilya mo kung sakaling may mangyari man sayong hindi inaasahan.😊🙏🏻

Do you want to them to suffer if uncertainties of life come?

❌𝐍𝐨, 𝐲𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐰𝐚𝐧𝐭 𝐭𝐡𝐚𝐭.

⚠️𝙋𝙧𝙚𝙥𝙖𝙧𝙚 𝙖𝙣𝙙 𝙨𝙚𝙘𝙪𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙛𝙪𝙩𝙪𝙧𝙚 𝙏𝙤𝙙𝙖𝙮.

Want to learn more about Insurance and Investment? Message us and let’s discuss it in detail.

Excited to see you soon.

To your Financial Success.🙏🏻💪🏻🔥

22/08/2021

02/08/2021

Gusto mo ba i-secure ang future mo at ng pamilya mo for as low as Php1,500/month?

Be protected with GUARANTEED life insurance until age 100 while letting your money GROW in the stock market!

✅LIFE MILESTONES

✅RETIREMENT

✅EDUCATION

✅Lifetime Insurance Coverage

PM us for more details and FREE consultation.

29/07/2021

Sun MaxiLink 100 is a whole life, regular pay, investment-linked insurance product protection throughout one’s lifetime while helping build savings over time.

☀️Lifetime Insurance Coverage - Enjoy peace of mind with life insurance protection until age 100.

☀️Suitable Investment Options - Choose among the investment fund options to address your different investment objectives and risk appetite .




Ricky B. To
Sun Life Licensed Financial Advisor
📲09254779913

20/07/2021

ANO ANG VUL INSURANCE? 📝

Ang VUL o Variable Unit Linked Insurance ay isang life insurance na mayroong kasamang investment.

Mainam ang uri ng insurance na ito sa mga taong gusto maging protektado at gustong palaguin ang pera.

Sa VUL, ang iyong binabayad na premium ay ina-allocate sa insurance at investment.

Maari ka ring pumili sa klase ng Fund na iyong pag-iinvestan. Halimbawa ay mga safe investments, moderate risk-return fund, o high risk/return fund. At ang mga fun na ito ay mina-manage ng professional fund managers.

May 3 uri ng VUL. Ito ay ang:
✅ Single-pay VUL (one-time lang babayaran)
✅ Limited-pay VUL (5-10 years babayaran)
✅ Whole-life VUL (up to age 88 o 100 mo babayaran)

🎯 Laging tatandaan na ang investment ay "hindi guaranteed". Maari itong lumaki o lumiit. Ngunit ang mga Insurance Companies ay may mga expert fund managers na siyang nangangalaga upang mapalago ang investments.

11/07/2021

WHAT'S MY FAVORITE SUN LIFE PRODUCT?
▪️Without a doubt --- Sun Smarter Life Elite Peso 10

🔥Here are my 7 Compelling Reasons:
1. CRISIS PROOF Lifetime Guaranteed Cash Benefits
▪️Makakatanggap ka ng pera hanggang 100yrs old regardless kung anong sitwasyon ng ekonomiya

2. Earn DIVIDENDS Yearly
▪️Makakatanggap ka ng pera kapag nagdeklara ang kumpanya na merong dibidendo

3. Multi Generational Benefits
▪️Hanggang sa apo mo ay makakaranas ng benipisyo

4. Future Ready Credit
▪️Pwede ka umutang sa panahon na kaylangan mo ng pera sa maliit na interest na siguradong aprubado

5. Future MRI For Housing Loan
▪️Pwede mo gamitin kung maglo-loan ka ng bahay

6. Multi-Pupose Fund
▪️Pwde mo ipang regalo, gamiting wedding fund, kung bibili ka ng kotse, kung mag tatayo ka ng business, kung bibili ka ng property at iba pa

7. LEGACY Gift For A Lifetime
▪️Hindi makakalimutan ng pamilya mo ang pangalan mo at nagawa mo para sa kanila 💛





CTTO

10/07/2021

Fact ✅ PM me for free financial planning kung ayaw mo mag hirap forever.

05/07/2021

Thank you dear client.

1 Life insured, 1 Life Protected
Now hoping you are the Next..Yes, you are👍

Tara Usap tayo🤳

03/07/2021

2 Major reasons bakit ako kumuha ng Life Insurance?
1. For Retirement fund
- hindi ako habambuhay magtatrabaho kaya need ko magprepare for my retirement.
- May Forever sa gastusin at walang retirement sa expenses habang nabubuhay ako
- Hindi sapat ang makukuha kong pension sa SSS

2. Income protection
- Life Is Unpredictable, di mo alam kung anu mangyayari sayo (Sickness, Accident and Death) so panu nalang ang umaasa saken kung mawawala ako.

19/06/2021

Thank you for choosing and trusting ME as your Financial Advisor, Mr. Client. 🎉🥳☀️

17/06/2021

𝟰 𝗥𝗲𝗮𝘀𝗼𝗻𝘀 𝗪𝗵𝘆 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗳𝗼𝗿 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗶𝘀 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁

1. SSS is NOT enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your 1 peso right now will have lesser value in the future.

3. KIDS are NOT our retirement fund - they will build and take care of their own family, too.

4. WE LIVE LONGER- Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

Do not just depend on your Company's Retirement Benefit. Get your own Back Up Plan.

PM me for further inquiries!

Let me help you with your 2020 Financial Goals! 👨‍🏫✍️✔️

(ctto)