06/04/2026
Social Security will be completely replacing paper check payouts with electronic payments by the end of 2026.
✔️Who is impacted: Everyone who receives any federal payment including SSI or SSDI.
✔️Steps to sign up for direct deposit:
Create or sign in to your personal my Social Security account.
Add your bank account information to receive your payment as a direct deposit.
You can also ask your financial institution to send your direct deposit information to Social Security electronically.
✔️What happens if someone doesn’t have a bank account:
They can still receive electronic payments deposited on a prepaid debit card by enrolling in the Direct Express® program. Learn more at GoDirect.gov or call 1-800-967-6857.
✔️If you’d like more information on when & why this decision was made or would like to understand the limited possibilities for an exception, here is the notification published by SSA: Social Security to Fully Transition to Electronic Payments | Social Security Matters | SSA
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BOLA LANIYAN
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