A registered Debt Counsellor with the National Credit Regulator since 2010 and regularly is quoted by the mainstream media. Renee Marais is a qualified, registered debt counsellor ( NCRDC1780) from Pretoria. She specialises in all debt-counselling matters and more difficult cases where consumers had been compromised by ineffective debt counselling and securitization. Renee has been involved in deb
t counselling since 2009 and has extensive experience in debt counselling and referrals of in-debt consumers as well as other debt-related matters under the National Credit Act 34 of 2005. Applications for debt counselling are done within the spectrum of the National Credit Act 34 of 2005 and regulations of the National Credit Regulator. Her efficient professional service ensures that debt review applications are done within the time constraints and that credit providers are timeously informed of debt review applications and court appearances. She is also acquainted with legal proceedings in the High Court whenever credit providers issue summons or bring applications against consumers. She has successfully engaged in defending applications in summary judgments and rescinding judgements against consumers. Her knowledge of the National Credit Act ensures that she has a ‘hands-on’ approach and frequently engages in negotiations with credit providers prior to extensive and expensive litigation in the High Court. As a debt counsellor, she considers the rights of consumers a priority. Services include the following –
• Restructuring of debt obligations
• Debt review applications in lower courts
• Individual portfolio analyses and recommendations
• Tailor-made debt review solutions
• One-stop shop for debt review and advice
• Free consultation and advice service on National Credit Act 34 of 2005
• Recommendations on debt positions including sequestrations
• Rescission of granted judgments from credit providers against consumers on the merits of the judgments
• Hands-on approach in debt related matters
