Lou Besonia

Lou Besonia Book a Consultation here: https://tinyurl.com/30minswithlou

02/08/2026
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01/06/2026

Hey, June ✨

28/04/2026

It’s not because your employer underpaid you.

But because inflation was already eating 6% of it before you even opened your banking app.

Nobody told you that saving money in a regular savings account is technically losing money. Your bank pays you 0.5%. Inflation runs at 4 to 6. You do the math.

Nobody told you the financial advice your parents gave you was built for their economy. Stable job, save 20%, retire at 65. That formula assumed pensions still existed and housing was still affordable.

Nobody told you that the safest-feeling financial decision in your 20s, doing nothing, is actually the riskiest one. Every year you wait to invest is a year of compounding you never get back.

And nobody told you that financial literacy isn’t about being good with money. It’s about knowing which rules were written for you and which ones were written to keep you manageable.

The system isn’t broken. It’s working exactly as designed.

The question is whether it’s designed for you.

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