Barbara Cowles at Prosperity Home Mortgage

Barbara Cowles at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #1255985
PHM, LLC NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

Women's Outerwear in one size and plus size. I also sell leggings hats and other accessories. I use my small business as a way to give back to local charities by tithing back a percentage of every sale. when I am not doing various fundraisers my give back goes to SPA WOMEN'S MINISTRY HOMES in Elkhart, IN

⛈️ Summer storm season has us thinking… When the rain rolls in, where would you rather be: a screened porch or a covered...
07/15/2026

⛈️ Summer storm season has us thinking…
When the rain rolls in, where would you rather be: a screened porch or a covered patio?

Tell us your favorite below ⬇️

Building a real estate portfolio can take more than one path. 🏠Through our Path to Prosperity suite, real estate investo...
07/14/2026

Building a real estate portfolio can take more than one path. 🏠

Through our Path to Prosperity suite, real estate investors may have access to flexible financing options designed around a variety of property and investment strategies, including solutions that consider rental property cash flow and financing for purchase and renovation projects.

Whether you’re considering your first investment property or your next opportunity, we can help you explore the options available for your goals.

Not everyone takes the same path. Neither should their mortgage.

📊 Mortgage Mondays: More than 1 in 10 homes in the U.S. are considered "vacant"—but that doesn't mean they're sitting on...
07/13/2026

📊 Mortgage Mondays: More than 1 in 10 homes in the U.S. are considered "vacant"—but that doesn't mean they're sitting on the market waiting to be sold.

Many are seasonal homes, vacation properties, rentals between tenants, homes under renovation, or tied up in probate or estate transitions. The share of homes actually available for purchase is much smaller.

Perspective matters. Housing data is most useful when you understand the story behind the numbers.

The ref has entered the chat. ⚽This Fun Friday, we’re calling a few common “mortgage fouls” that can slow down the homeb...
07/10/2026

The ref has entered the chat. ⚽

This Fun Friday, we’re calling a few common “mortgage fouls” that can slow down the homebuying game.

🟨 Yellow Card: Assuming every buyer should “just go Conventional.”
🟨 Yellow Card: Thinking down payment assistance means bad credit.
🟨 Yellow Card: Waiting until contract time to talk with a lender.

🟥 Red Card: Opening new credit before closing.
🟥 Red Card: Changing careers or quitting a job during the loan process.
🟥 Red Card: Moving money around without a paper trail.

The best plays happen when buyers, agents, and lenders communicate early and often. Ready to build your home financing game plan? Let’s talk.

☀️ Heatwave edition: what’s your summer comfort move? Are you team Ceiling Fans for airflow or team Smart Shades for kee...
07/08/2026

☀️ Heatwave edition: what’s your summer comfort move?
Are you team Ceiling Fans for airflow or team Smart Shades for keeping the sun out before it heats things up?

Vote below—and share your best “beat the heat” home tip. ⬇️

Your future home deserves a savings plan.That's why Prosperity Home Mortgage has partnered with —to help first-time hom...
07/07/2026

Your future home deserves a savings plan.

That's why Prosperity Home Mortgage has partnered with —to help first-time homebuyers build healthy savings habits while preparing for homeownership.

Whether you're just starting to save or already planning your home search, every dollar you set aside today brings you one step closer to tomorrow's front door.

🏠 High-yield savings
🤝 Deposit matching
📖 Homebuyer education & coaching

Ready to take the first step? Ask us how today!

07/06/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

Red, white, blue, and proud to Prosper Local.✨This Fourth of July, we’re celebrating 250 years of independence, communit...
07/04/2026

Red, white, blue, and proud to Prosper Local.✨

This Fourth of July, we’re celebrating 250 years of independence, community, cookouts, parades, fireworks, and all the places we’re lucky to call home.

Wishing you a safe, fun, and sparkler-worthy Independence Day from all of us at Prosperity Home Mortgage!

Not every move starts with a sale. 🏠Need to buy your next home before selling your current one? You may have more option...
07/01/2026

Not every move starts with a sale. 🏠

Need to buy your next home before selling your current one? You may have more options than you think. With Path to Prosperity, our Mortgage Consultants can help you explore solutions built around your timeline, your goals, and your next chapter.

Because your homeownership journey should fit you!

This week’s This or That is all about favorites, not hard choices. 💙🤍❤️ Are you more excited for parade morning or firew...
07/01/2026

This week’s This or That is all about favorites, not hard choices. 💙🤍❤️
Are you more excited for parade morning or fireworks evening this Fourth of July?

Tell us your favorite below! ⬇️

Address

1101 Parkway Avenue – Suite 100
Elkhart, IN
46516

Website

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